Scam scenario database

Bank scam — how to check a suspicious message or link?

Did you receive a message about an SMS, email or call pretending to be from a bank? Check the text, link and risk signals before you click, pay, enter a password, BLIK code or card data.

Check bank in TraceScam
Typical searchesbank scamfake bank SMScheck bank messagesuspicious link

Quick answer

A bank scam often starts with a credible-looking message and a link to pay, log in or receive money. The safest option is not to click the link, but to copy the text or URL and check it in TraceScam.

When should you be especially careful?

  • account block warning
  • fake online banking login
  • request for SMS code, BLIK or card data
  • the message contains a link to payment, login or receiving money
  • the sender pushes for a quick decision or threatens to block a service

What will TraceScam check?

  • the domain and structure of the suspicious link
  • impersonation of a brand, bank, courier or authority
  • requests for password, card data, SMS code or BLIK
  • time pressure, threats and common phishing patterns

How to check a bank scam step by step?

Do not click the link just to see the page. Copy the message text or URL and analyze it more safely.

01

Copy the content

Copy the SMS, email, sender name and visible link. Do not enter data into a form opened from the message.

02

Paste it for analysis

TraceScam will assess the risk and identify elements that look like phishing, smishing or a fake payment.

03

Verify officially

Open the service manually, use the official app or call a number from the official website, not from the suspicious message.

Do not provide data until you verify the message

If you entered a password, card data, SMS code or BLIK code, contact your bank and secure the account.

Where to report a scam

Frequently asked questions